Get Cashdirect
Car Loans
Get
cashdirect
Faster
Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
✅ Fast Approval Process | ✅ All Vehicle Types | ✅ Centrelink Friendly
.svg)
Faster Car and Vehicle Loans. No Deposit.
Car loans without all the usual hassle and wait time. Get the best Car Loans in Australia.
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.
We now use this fast loan technology to help you with a faster Car or Vehicle Loan, 365 days a year.
We provide loans for all sorts of cars bought privately, online or through a dealer. We’ll even fund other types of vehicles from motorbikes, caravans to boats and even scooters!
When you strike a deal to purchase that perfect car or any vehicle, at the perfect price – you need a funder in your corner who can quickly wrap up the deal. Cash Direct provides a simple Pre-Approval Process so you can shop confidently for your car or vehicle. Then when you strike the deal, we can help you make the payment with confidence and speed.
If you are at least 18 years old, earn income of $500 per week, have a phone and bank account – you can get a Cash Direct loan for your next Car or Vehicle purchase, with no deposit required.
All Set? Get Started With Your Application
Apply NowAll sorts of Car and Vehicle Loans at cashdirect
.svg)
.svg)
Why Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Various Car Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of car loans.
.svg)
Frequently Asked Questions
View allYes, it is possible. Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments. Key things that lenders like Cash Direct will look at is:
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming
Yes, it can be. It allows you to secure the car now rather than save up. Can also mean with a Pre-Approval you can quickly negotiate a favourable price. With a good payment history on the loan, it can also contribute to a stronger credit track record and history.
Many lenders do charge an early ext fee on your loan. At Cash Direct we do not charge such fees. If you wish to pay extra to finish the loan sooner, or pay in full we offer those options. In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,
This can be a fairly quick process. At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps
Not always, but with Cash Direct we do provide Centrelink Friendly Car loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
Depending on your income, credit score and other factors, you can get a loan amount starting from $2,000 to $25,000. Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
%201.svg)
%201.png)