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Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
✅ Fast Approval Process | ✅ All Vehicle Types | ✅ Centrelink Friendly

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Why Thousands are choosing Cash Direct Loans

Easy. 100% Online Process

With our easy online process and digital signing, there is no more messy paper clutter!

Fast. OSKO payments in 60 Seconds

Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.

Membership. Get your own Cash Direct member account.

Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.

Recent Car Loan Reviews

Our car loans have helped thousands of people get their dream car

Frequently Asked Questions

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Can I get a Car loan if I have bad credit?

Yes, it is possible.  Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments.  Key things that lenders like Cash Direct will look at is:
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming

Is a car loan a good way to buy a used car?

Yes, it can be.  It allows you to secure the car now rather than save up.  Can also mean with a Pre-Approval you can quickly negotiate a favourable price.  With a good payment history on the loan, it can also contribute to a stronger credit track record and history.

Can I repay my car loans early or faster without extra fees?

Many lenders do charge an early ext fee on your loan.  At Cash Direct we do not charge such fees.  If you wish to pay extra to finish the loan sooner, or pay in full we offer those options.  In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,

How do I get Pre-Approval for a car loan?

This can be a fairly quick process.  At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps

Can I get a car loan with Centrelink Income?

Not always, but with Cash Direct we do provide Centrelink Friendly Car loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you.  With that, we can offer you a Pre-Approval to help you secure a car.  

How much I can borrow?

Depending on your income, credit score and other factors, you can get a loan amount starting from $2,000 to $25,000. Cash Direct will assess your situation and determine if the loan is suitable and affordable for you.  With that, we can offer you a Pre-Approval to help you secure a car.  

Frequently Asked Questions

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