Loans from
$2,000 to
$25,000
Second Chance Car Loans
Second Chance Car
Loans with Quick Approval
Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
Fast Approval Process
All Vehicle Types
Centrelink Friendly
Loans from
$2,000 to
$25,000
Car & Vehicle Loans
Faster Car and
Vehicle Loans. No Deposit.
Car loans without all the usual hassle and wait time.
Get the best Car Loans in Australia.
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred
into your bank account in 60 seconds, any day of the week.
We now use this fast loan technology to help you with a faster Car or Vehicle Loan,
365 days a year.
We provide loans for all sorts of cars bought privately, online or through a dealer.
We'll even fund other types of vehicles from motorbikes, caravans to boats and
even scooters!
When you strike a deal to purchase that perfect car or any vehicle, at the perfect price –
you need a funding in your corner who can quickly wrap up the deal. Cash Direct provides
a simple Pre-Approval Process so you can shop confidently for your car or vehicle.
Then when you strike the deal, we can help you make the payment with confidence and speed.
If you are at least 18 years old, earn income of $500 per week, have a phone and bank account –
you can get a Cash Direct loan for your next Car or Vehicle purchase, with no deposit required.
If you'd like to estimate repayments for a Car and Vehicle Loan, try our Car and Vehicle Loan Calculator.
Funds in 60 seconds
On approval, any day
of the week.
Fast,
paperless loans
Simple. Secure.
All online.
No deposit
required
Finance your next
vehicle with ease.
365 days
a year
We're here when
you need us.
All Set? Get Started With Your Application
Why choose Cash Direct
Why Thousands
are choosing
Cash Direct Loans
Simple, fast and built around you. Designed to make borrowing feel easier, safer and more convenient.
Trusted by thousands of Australians
Real people. Real support. Real results.
01
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
02
Fast. Online decisions and payments
Get a fast decision, sign online and eligible payments may be sent quickly with OSKO instant payment.
03
Membership. Get your own
Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
What Our Customers Say
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
Kim
“Easy, efficient and great customer service!”
Samantha
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
Tameika
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Lilian
Loan Process
Secure the funds you need
with deserved service.
Step
01
Select a budget for Vehicle
Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
Step
02
Get Pre-Approval from Cash Direct
Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It's a practical and smart step in the vehicle purchasing process.
Step
03
Shop Around. Haggle and find your best deal.
With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
Step
04
Provide Vehicle and Seller Information
After selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
Step
05
Get the Car
We fund the loan, often directly to the seller. You drive off!
All Set? Get Started With Your Application
We Help
Why thousands of people choose cashdirect
We Help by saying yes, when others won’t, or just take too long.
Personalised
Service
Our friendly team is here to guide you through the process, answer your questions and help get your application moving quickly.
“We Help” is our simple mantra
Express Cash for
CD Members
Sign up as a Cash Direct member with your first loan, and it's a breeze to borrow again when you need it.
Paid within 60 minutes
Affordable
Repayments
Choose the amount, the length of the loan, and how often you repay — weekly, fortnightly or monthly.
Weekly
Fortnightly
Monthly
100% Online
Loans
Cash Direct is a 100% online lender. Manage this loan and your next from your CD Online Account.
No early repayment or exit fees
A licensed Australian lender
Cash Direct Pty Ltd · ACN 129 259 605 · Australian Credit Licence 393862
Responsible lending — every application is assessed against your income and expenses.
FAQ
Frequently Asked
Questions
Find quick answers to common questions about
Cash Direct small cash loans in Australia.
Safe & Secure
Your data is
100% protected
Quick Process
Simple, fast &
hassle-free
Here to Help
Support when
you need it
Car & Vehicle Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of vehicles.