Welcome to Cash Direct (www.cashdirect.com.au). By accessing or using our website and member portal, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.
“We,” “us,” “our” refers to Cash Direct.
“You,” “your” refers to the user or member accessing our website and services.
By using our website and member portal, you agree to these terms and conditions. If you do not agree, please do not use our services.
You must be at least 18 years old to use our services.
Cash Direct provides lending services subject to eligibility criteria. Details of our services are available on our website.
Provide accurate and complete information during registration.
Maintain the confidentiality of your account information.
Do not introduce any malicious software or harmful code into our systems.
Notify us immediately of any unauthorized use of your account.
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies help us understand how you use our site, personalize your experience, and improve our services. By using our website, you consent to our use of cookies as described.
We may use your information to send you promotional materials and advertisements. You can opt out of receiving marketing communications at any time by following the unsubscribe instructions in the communications or by contacting us directly.
All content on our website, including text, graphics, logos, and software, is the property of Cash Direct or its licensors and is protected by copyright laws.
You agree not to:
Use our services for any unlawful purpose.
Attempt to gain unauthorized access to our systems.
Transmit any harmful code or malware.
Cash Direct is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.
We may update these terms and conditions from time to time. Any changes will be posted on our website, and your continued use of our services constitutes acceptance of the new terms.
These terms and conditions are governed by the laws of Australia. Any disputes will be resolved in the courts of Australia.
We reserve the right to terminate or suspend your access to our services at any time, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms. Upon termination, your right to use the services will immediately cease.
If you have any questions about these terms and conditions, please contact us at customerservice@cashdirect.com.au.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
%201.svg)
%201.png)