Cash Direct offers a range of loan options for new migrants working in Australia. If you are a Non-Permanent Resident in Australia, with a Temporary Working Visa, an International Student Visa or have a Family or Partner based Visa; you can qualify for a Cash Direct Visa Loan.
We offer Small Loans of between $200 to $2,000, that can be paid over 1 to 12 months. We also offer medium loans of up to $5,000, typically paid over 12 months. We can consider larger loans where you have higher income and capacity to repay a larger loan.

Visa Loan Eligibility

How can I qualify for a Visa Loan? Easy, you will just need to have:

• Australian Employment of at least 20 hours per week

• An Australian bank account, receiving your wages, and showing a consistent and responsible budget

• A valid Passport and Visa, supporting a Visa term that is beyond the loan term

• Clear credit in Australia

• A good Character Referee that can provide a character reference and be your back up contact

Applying for a Visa Loan is 100% Online and Paperless. It will take less than a few minutes to apply online, and once approved, you sign up electronically, and money is transferred into your Australian bank account within 1 hour. As a Cash Direct Member, you will get Express Service for any future loan needs.

Click here to Apply Online Now.

Is it easier to get a loan once you become a Permanent Resident?

Yes, much easier. Once you have your permanent residency, you will find the larger banks and lenders will be much more comfortable lending to you. You can then qualify for highly competitive car and home loans. Your permanent residency will also give you access to free education at Public Schools and access to Medicare, Australia’s Public Health Care System. If you need help funding your Permanent Resident Application, click here.

Visa Express Loan

A Visa Express Loan is designed to fund any new Visa or Visa Extensions you may have. This can also include helping with a Partner Visa or Family Visa. Visa processes can take time, so starting the process as soon as possible is always advised.
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We can also help you fund your Permanent Residency.

When you apply for any New Visa or Visa Extension there are fees to be paid to Home Affairs (a branch of the Australian Federal Government that manages Visas and Immigrant flow).

The cost of these fees and using a skilled agent to manage the Visa process for you can easily cost between $5,000 to $10,000.

The purpose of the Cash Direct Visa Express loans is to help you fund this upfront, so you can start the process as soon as possible. The process is typically anywhere from 2 to 8+months long. So the sooner you start, and get in the queue, the better.

These loans are typically:

• Small loans of up to $2,000 with Express Approval and typically paid over 6 months, or

• Up to $5,000 and at times larger if you have higher income and specific Visa or other need

• Paid weekly in line with your wages

• No extra charges for early repayment

What is the main purpose of a Visa Express Loan?

This loan is designed to help new Australian working migrants attain their next Visa, extend their current visa, process a new visa for a family member or partner or commence their Permanent Residency application process.

Often used to support:

• Visa Fee expenses

• Visa Agent Processing Fees

• Travel costs to get a family member or partner to Australia

• Can also be used fund your Permanent Residency process

To apply for a Cash Direct Visa Loan in minutes, click here.