The Cash Direct Way

Cash Direct is a different type of lender. Good different.
We match investor funds with our Cash Direct members when they need to borrow.
We Help by saying Yes, when other’s won’t, or just take too long.
We appreciate the financial and social challenges of life and want to be there for our customers when they need financial help.
“We Help” is our simple mantra.
Sign up as a Cash Direct member with your first loan, and then it’s a breeze to get a loan when you need it. Just borrow what you need, when you need it.
Apply for a loan that suits your budget and situation. Choose the amount, length of loan and how frequently you make your repayments (weekly, fortnightly or monthly).
You then manage your current and future loans from one simple place – your CD Online Account.

Our Mission

To help our customers reduce the cost and stress of facing a financial shortfall.
How do we achieve this?

• By using advanced technologies to create efficient systems and decisive risk selection to match our investor funds with our members.

• We promote responsible lending and borrowing to help our customers move forward in their life journey.

• We are honest and transparent with our customers and will never surprise them with our loan costs. We actively encourage our customers to repay debt early to reduce the cost of their loan.

Why Choose Cash Direct?

At Cash Direct, We Help. We know when you need cash, you need it immediately. That’s why we aim to approve your loan application and transfer you the cash proceeds fast.
We make sure your loans are affordable, with regular payments taken directly from your bank account. We offer longer loan terms to make your repayments manageable.
Once you have your first loan with Cash Direct, you become a member, and we become a reliable source of cash for times when you need a little help to cover the unexpected.
We have cash loans to suit all purposes. As a responsible lender, we will assess each individual customer’s unique circumstances to help them determine the best loan that they can afford.
Sometimes a change in how you borrow today, can make a big difference in the long run.
Often, we can help find a loan that can reduce the interest cost of an existing loan. If you’re receiving Centrelink benefits, unemployed or a pensioner needing a cash loan, or have an imperfect credit history, that’s fine. We can help you borrow just when you need it, but just to get you through a tight spot, so you’re not always in debt. That’s why our loans are paid back in 1 to 6 months, but always with a clear end date that we help you achieve.
Unlike a Payday lender, we offer longer loan terms to give you more space to pay down your loan.
Unlike a credit card or line of credit, we have a clear loan end date, so you’re not forever paying loan costs on that debt.
Centrelink and pensioner clients are always welcome. We can also loan money to migrant workers on a valid working migrant visa like a 457 Visa or 482 Visa.

• Borrow small loan amounts between $200 – $2000, and higher in some circumstances

• Affordable repayments with up to a year to pay

• Fast efficient approvals

• No early repayment or exit fees

At Cash Direct we have helped people from all walks of life for many different reasons.
From cash loans to cash advances and larger personal loans or car loans, at Cash Direct “We Help”. Apply here to see if you can qualify for a Cash Direct loan and membership.