Quick Computer Loans in Just a Few Clicks
Small Cash Loans from $200 to $2,000 paid within 60 minutes
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Small Cash Loans from $200 to $2,000 paid within 60 minutes
The price of computers, laptops and iPads has come down considerably in recent years, and often they are on sale at heavily discounted prices. So, often you can buy an affordable computer or laptop new or used. If you need to upgrade your computer or get a new one for you or a child in your family and don’t have the funds, Cash Direct can help with a simple short term loan solution of between $200 and $2,000. If you’d like to plan ahead and estimate your repayments, you can use our Small Cash Loan Calculator to see what your repayments might look like before you apply.
Examples of items you might buy with a Computer Loan:
Personal Computer
iPad or Laptop Computer
Monitor
Printers
You’ll be able to buy your new computer immediately and repay the loan back over 6 months with affordable weekly or fortnightly payments.
To apply for a Television loan, simply click here to start your application.
We’ll then get in touch to finalise your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
Small Cash Loans ranging from $200 to $2,000 can be paid within 60 minutes. The process is designed to provide a fast decision and be faster.
Yes, Cash Direct welcomes Centrelink, single parents, and pensioner applicants. They specifically provide Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. Cash Direct is not affiliated with, or endorsed by, Services Australia.
Small Loans have repayment terms of up to 3-12 months, while Medium Loans have terms of 3-24 months. Payments can be set to weekly or fortnightly.
To apply, you will need a current bank statement and some proof of ID.
A Computer Loan can help you purchase items such as a Personal Computer, iPad or Laptop Computer, Monitor, or Printers. It's a simple short-term loan solution for upgrading or getting a new computer.
Yes, you may still be able to get a small loan in Australia even if you don’t currently have a job. Some lenders, including Cash Direct, consider alternative income sources such as Centrelink payments, pensions, or regular government benefits when assessing your loan application. As long as you can show a consistent income and meet basic eligibility criteria, you could qualify for a small computer loan or other cash loan without formal employment.
For Small Loans ($2,000 or less), there is an establishment fee of 20% of the borrowed amount and a monthly fee of 4% of the borrowed amount. For Medium Loans (between $2,001 and $5,000), there is a $400 establishment fee and a maximum annual interest rate (APR) of 48%.
Cash Direct offers Small Cash Loans from $200 to $2,000 and Medium Loans between $2,001 and $5,000.
Yes, you can repay your loan any time without being charged additional fees. Repaying early will also reduce your overall interest and fee cost.
For Small Loans of $2,000 or less, an APR doesn’t apply because these loans are fee-based only. For Medium Loans, the maximum annual interest rate is 48%.
Yes, Cash Direct offers both Vehicle Loans and Computer Loans.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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