Unemployed Loan

If you are currently unemployed, but need a small loan, don’t worry we can likely help. We will focus on your ability to maintain a good budget, capacity to repay a loan with us and your credit history. If you are seeking a job, or about to start a new job, we will also take that into account.

If you’ve recently lost your job, still searching for a new job, you may be eligible for receiving Centrelink benefits and qualify for a Cash Direct Small Loan to help you get back on your feet.

Whether you have a surprise bill, or need cash for life’s many surprises, like kids school fees and supplies, car repair, a needed holiday or even a trip to the dentist, Cash Direct is here to help you even if you are currently unemployed.

Cash Direct can also help you buy stuff, that may help you save by paying in cash upfront, or avoid you paying multi-year rental costs. With Cash Direct, it’s better to buy and own than pay rent for something that over years could cost much, much more. Don’t be silly and rent your fridge, washing machine, TV or furniture, pay Cash Direct and save hundreds!

We have cash loans for people unemployed to suit all purposes. As a responsible lender, we will assess each individual customer’s unique circumstances to help them determine the best loan that they can afford. We will ensure your loan repayments do not exceed 10% of your total income. Sometimes a change in how you borrow today, can make a big difference in the long run.

During a period of unemployment, we highly recommend being prudent with your personal budget and you can understand how to save and spend within your means at the Government’s Money Smart Budget Planner website which will set up a Centrelink income and expense budget to help your weekly and month budget.

To apply for an unemployed loan, click here.