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Car and Vehicle Loans From $2,000 to $25,000. We could help you buy your dream car in Australia.
- All Vehicle Types OK
- Get Approval Fast
- Centrelink Friendly Loans
- 10 times Better than Competitor
- 12 months or more payment terms
- Includes some important feature
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Why Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Faster … Car Repair Loans. No Deposit.
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds [link to 60 second loan hub page], any day of the week.
We now use this fast loan technology to help you with a faster Car Repair Loan, 365 days a year.
We provide loans for all sorts of cars bought privately, online or through a dealer. We’ll even fund other types of vehicles from motorbikes, caravans to boats and even scooters! [link to respective loan pages]
The car repair loan is designed to help you fund a larger repair on your existing car with a longer-term loan of between 12-24 months, using your car as security.
This can help support a range of typical repair and maintenance needs:
- Major service
- New tyres
- Panel repairs
- Transmission repairs
- Electric repairs
- Engine and starter motor repairs
When you need to manage an urgent car repair and get through an annual car registration process, speed is critical. Using your existing car as the security allows for a quick decision and funds transferred into your bank account soon after to get you back on the road. When you strike the deal with your car repairer, we can help you make the payment with confidence and speed.
If you are at least 18 years old, earn income of $500 per week, have a phone and bank account, own a car – you can get a Cash Direct loan for your next Car repair process.
Simple Steps for your Used Loan:
1. Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
2. Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase.
3. Shop Around. Haggle and find your best deal.
4. Provide Vehicle and Seller Information to Cash Direct to finalise your Loan.
5. We fund the loan, often directly to the seller. You drive off!
Our Car Repair Loans
Apply for a Car Repair Loan (link this to our medium VL Loans)
Our Cash Direct Car Repair loans are perfect for when you are in urgent need for a key repair or maintenance spend on your existing car. We loan from as little as $2,000, up to $5,000 for a car repair. Start with a Pre-Approval so you know how much you can borrow, with loan repayments aligned with your budget.
Our Specialist team can help you understand options on the term and payment schedule to meet your budget.With a Cash Direct Loan Pre-Approval, you can finalise your car repair job with confidence. Haggle a little – get the best car repair for your budget, Pre-Approved amount.
What is a Centrelink Used Car Loan?
Our Centrelink Friendly Used Car Loan is designed to be affordable car loans for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can typically offer used car loans from $2,000 to $10,000 based on your income level, and repaid over 1-3 years. You will need to show that you have validated and regular Centrelink income in your nominated bank account.
To learn more about our Centrelink Loans, click here
All Set? Get Started With Your Application
Apply NowSecure the funds you need with deserved service.
Car loans without all the usual hassle and wait time.
Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey
01
Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
02
Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
03
With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
04
After selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
05
We fund the loan, often directly to the seller. You drive off!
Why thousands of people choose cashdirect
Australian Call Center
Express Cash for CD members
Affordable Repayments
100% Online Loans
All Set? Get Started With Your Application
Apply NowFrequently Asked Questions
View allYes, it is possible. Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments. Key things that lenders like Cash Direct will look at is:
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming
Yes, it can be. It allows you to secure the car now rather than save up. Can also mean with a Pre-Approval you can quickly negotiate a favourable price. With a good payment history on the loan, it can also contribute to a stronger credit track record and history.
Many lenders do charge an early ext fee on your loan. At Cash Direct we do not charge such fees. If you wish to pay extra to finish the loan sooner, or pay in full we offer those options. In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,
This can be a fairly quick process. At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps
Not always, but with Cash Direct we do provide Centrelink Friendly Car loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
Depending on your income, credit score and other factors, you can get a loan amount starting from $2,000 to $25,000. Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
Car & Vehicle Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of vehicles.
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For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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