Faster … Visa Friendly Car Loan.  No Deposit.

Cash Direct is a pioneer in fast, paperless loans.  In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.

We now use this fast loan technology to help you with a faster Car or Vehicle Loan, 365 days a year.

We provide loans for all sorts of cars bought privately, online or through a dealer.  We’ll even fund other types of vehicles from motorbikes, caravans to boats and even scooters!
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When you strike a deal to purchase that perfect car or any vehicle, at the perfect price – you need a funder in your corner who can quickly wrap up the deal.  Cash Direct provides a simple Pre-Approval Process so you can shop confidently for your car or vehicle. Then when you strike the deal, we can help you make the payment with confidence and speed. 

If you are at least 18 years old, earn income of $500 per week, have a phone and bank account – you can get a  Cash Direct loan for your next Car or Vehicle purchase, with no deposit required. 

Visa Friendly Car Loans

Apply for a Used Car Loan.

Cash Direct is a specialist in Visa Loans. We help thousands of new migrants and temporary residents, such as new working migrants, international students or those on family visas.
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We will need to ensure you have a valid visa, at least 20 hours per week employment, and are maintaining a good budget that can afford the new loan repayments.  So long as your Visa is allowing you to work for at least 12 months, we can structure a visa car loan that suits your needs.

Our Cash Direct Visa  Car loans are perfect for when you are ready to start shopping around for your next car.  We loan from as little as $2,000, up to $25,000 for a new or used car.  Id you have higher earnings, we can explore larger car loan options.
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Start with a Pre-Approval so you know how much you can borrow, with loan repayments aligned with your budget.  Our Specialist team can help you understand options on the term and payment schedule to meet your budget.
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With a Cash Direct Loan Pre-Approval, you can shop for your car with confidence.  Haggle a little – get the best car for your budget, Pre-Approved amount.  You can buy online, privately or from a dealer.  The key is to shop widely and avoid any middleman costs, so you can get the best deal.

Once you have agreed the deal, we’ll need a couple of things to finalise the loan:
- Details of the seller, as we will typically pay the seller directly
- The car registration and a photo
- A link to the cars advertising feature if bought online, or details from the dealer

Once we have all this wrapped up, we’ll fund the required balance for your used car purchase, and activate your new loan.

What is a Centrelink Secured Car Loan?

Our Centrelink Secured Car Loans are designed to be affordable personal loans for larger amounts of up to $5,000, for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can typically offer secured car loans from $2,000 to $5000 based on your income level, and repaid over 1-3 years. You will need to show that you have validated and regular Centrelink income in your nominated bank account, and will require owning a car that is used as loan security.

To learn more about our Centrelink Loans, click here.