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Caravan Loans
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Caravan and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream caravan in Australia.
✅ Fast Approval Process | ✅ All Vehicle Types | ✅ Centrelink Friendly
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Faster … Caravan Loans. No Deposit.
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.
We now use this fast loan technology to help you with a faster Caravan Loan, 365 days a year.
We provide loans for all sorts of Caravans bought privately, online or through a dealer. We’ll even fund other types of Caravans, like:
- RV, motorhome
- Campervan
- Compact Caravan
- Pop out Caravan
- Offroad Caravan
- Moped
- Toy hauler Caravan
- Used and New Caravans
When you strike a deal to purchase that perfect Caravan, at the perfect price – you need a funder in your corner who can quickly wrap up the deal. Cash Direct provides a simple Pre-Approval Process so you can go off and shop confidently for your Caravan. Then when you strike the deal, we can help you make the payment with confidence and speed.
If you are at least 18 years old, earn income of $500 per week, have a phone and bank account – you can get a Cash Direct loan for your next Caravan purchase, with no deposit required.
Simple Steps for your Caravan Loan:
1. Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
2. Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase.
3. Shop Around. Haggle and find your best deal.
4. Provide Vehicle and Seller Information to Cash Direct to finalise your Loan.
5. We fund the loan, often directly to the seller. You drive off!
Our Caravan Loans
Apply for a Caravan Loan.
Our Cash Direct Car loans are perfect for when you are ready to start shopping around for your next Caravan. We loan from as little as $2,000, up to $30,000 for a Caravan. Start with a Pre-Approval so you know how much you can borrow, with loan repayments aligned with your budget. Our Specialist team can help you understand options on the term and payment schedule to meet your budget.
With a Cash Direct Loan Pre-Approval, you can shop for your Caravan with confidence. Haggle a little – get the best Caravan for your budget, Pre-Approved amount. You can buy online, privately or from a dealer. The key is to shop widely and avoid any middleman costs, so you can get the best deal on your Caravan.
Once you have agreed the deal, we’ll need a couple of things to finalise the loan:
- Details of the seller, as we will typically pay the seller directly
- The car registration and a photo
-A link to the cars advertising feature if bought online, or details from the dealer
Once we have all this wrapped up, we’ll fund the required balance for your used car purchase, and activate your new loan.
What is a Centrelink* Caravan Loan?
Our Centrelink friendly Caravan loans are designed to be affordable Caravan loans for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can typically offer Caravan loans from $2,000 to $5,000 based on your income level, and repaid over 1-3 years. You will need to show that you have validated and regular Centrelink income in your nominated bank account.
To learn more about our Centrelink Loans, click here
Caravan loans with Bad Credit
If you are having trouble getting approved for a loan from a traditional lender, at Cash Direct we can often still help you, even if you do have some bad credit history. We aim to take a broader view of your regular budget and ability to repay your loan payments. We will ensure the loan amount and repayment terms are both affordable and suitable for your individual situation.
Just work through our simple application process and we’ll soon reach out to see if we can help you with a Pre-Approval for your Caravan loan to help you get the shopping process started.
All Set? Get Started With Your Application
Apply NowWhy Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Secure the funds you need with deserved service.
Car loans without all the usual hassle and wait time.
Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey
01
Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
02
Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
03
With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
04
After selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
05
We fund the loan, often directly to the seller. You drive off!
Frequently Asked Questions
View allYes! At Cash Direct we offer Caravan loans where we use the Caravan as security for the loan so we can offer you an affordable loan over flexible loan terms.
Yes, it is possible. Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments. Key things that lenders like Cash Direct will look at is:
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming
Not always, but with Cash Direct we do provide Centrelink Friendly Caravan loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a Caravan.
No. We can fund loans to dealers, but we also encourage you to shop broadly to get the best deal. If you are buying a used bike online, we can fund that easily also. We will typically fund the purchase of the Caravan directly with the seller.
This can be a fairly quick process. At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90-day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps
Yes, it can be. It allows you to secure the Caravan now rather than save up. Can also mean with a Pre-Approval you can quickly negotiate a favourable price. With a good payment history on the loan, it can also contribute to a stronger credit track record and history.
Many lenders do charge an early exit fee on your Caravan loan. At Cash Direct we do not charge such fees. If you wish to pay extra to finish the loan sooner, or pay in full we offer those options. In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan
Car & Vehicle Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of vehicles.
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For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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