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Small Cash Loans from $200 to $2,000 paid within 60 minutes
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Small Cash Loans from $200 to $2,000 paid within 60 minutes
Car loans without all the usual hassle and wait time.
Easy application with fast approval process to help you get your new wheels faster, with less cost.
If you have some bad credit history issues, we may still be able to help, so give us a call on 0488841177.
Remember, it will better to negotiate on price with a Cash Direct pre-approved car loan.
To apply for a small car loan, simply click here to start your application.
We’ll then get in touch to finalize your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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