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Small Cash Loans from $200 to $2,000 paid within 60 minutes
Small Cash Loans from $200 to $2,000 paid within 60 minutes
Before taking out a loan for a rental bond or to fund housing expenses, check to see if you are eligible for government funding assistance.
We understand that moving is stressful, especially when you must come up with the money for a bond and often must pay a month’s rent up front. If you can’t get access to a loan from the Banks or don’t have access to a credit card, we at Cash Direct are always here to help with our Cash Direct rental bond loans.
However, before you apply for a rental bond loan with Cash Direct you should see whether you are eligible for any bond/rental assistance from the government.
Centrelink offers Rental Assistance payments to people on certain Centrelink benefits who are either renting, lodging, pay fees in a retirement village or pay site or mooring fees if live in a caravan or boat.
To see if you are eligible for Rent Assistance click here.
You could also be eligible for a bond loan or rent assistance from your state/territory government. The rental bond loans are interest free and you usually pay the loan back when you get your bond back. For more information and eligibility criteria for these government loans please click your relevant state/territory link.
However, if you still wish to apply for a Cash Direct small bond loan you are more than welcome to. Our small bond loans are for between $200-$3000 over a 1 to 12 month period. They can be used to repay part or all your bond. If you are interested the best way is to apply online, it only takes a couple of minutes
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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