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Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
✅ Fast Approval Process | ✅ All Vehicle Types | ✅ Centrelink Friendly
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Fast Car Loans for Everyone
CashDirect is committed to providing fast, paperless car loans for all. Whether you’re on Centrelink, a pensioner, or a single parent, we offer customized loan solutions to help you get behind the wheel. Once approved, your funds are transferred into your bank account in just 60 seconds, any day of the week. Our loan options are designed to accommodate diverse needs, ensuring that everyone, regardless of their situation, can access fast, reliable car finance with ease and peace of mind.
Life’s financial challenges shouldn’t stop you from driving the car you need. CashDirect offers Second Chance Car Loans for those who may have struggled with credit in the past. We also provide Secured Car Loans, allowing you to use the vehicle as collateral to secure better rates.
Our application process is straightforward, and approval is fast, meaning you can focus on finding the right car while we handle the rest. Whether you’re looking for a new or used vehicle, we have the right solution for you.
CashDirect goes beyond standard loans by offering tailored options like Disability Car Loans, Visa-Friendly Car Loans, and Green Car Loans for eco-friendly vehicles. We understand that everyone’s circumstances are different, which is why we’ve designed loans to meet a wide range of specific needs.
All Set? Get Started With Your Application
Apply NowWe Offer All Sorts of Car Loans at cashdirect
Providing a wide variety of flexible loan options designed to meet a wide range of specific needs.
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Why Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Secure the funds you need with deserved service.
Car loans without all the usual hassle and wait time.
Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey
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Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
02
Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
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With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
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After selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
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We fund the loan, often directly to the seller. You drive off!
Frequently Asked Questions
View allYes, it is possible. Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments. Key things that lenders like Cash Direct will look at is:
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming
Yes, it can be. It allows you to borrow a larger amount, at a lower cost and over a longer term. This is because the security of the car reduces the risk to the lender. Can also mean with a Pre-Approval you can quickly negotiate a favourable price for the item you need to the loan for. With a good payment history on the loan, it can also contribute to a stronger credit track record and history.
Many lenders do charge an early ext fee on your loan. At Cash Direct we do not charge such fees. If you wish to pay extra to finish the loan sooner, or pay in full we offer those options. In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,
This can be a fairly quick process. At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps
Not always, but with Cash Direct we do provide Centrelink Friendly Car secured personal loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you.
Depending on your income, credit score and other factors, you can get a loan amount starting from $2,000 to $25,000. Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
Car & Vehicle Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of vehicles.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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