Get Cashdirect
Car Loans
Get
cashdirect
Faster
Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
✅ Fast Approval Process | ✅ All Vehicle Types | ✅ Centrelink Friendly
.svg)
Fast and Easy Green Car Loans with No Deposit
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.
We now use this fast loan technology to help you with a faster Car or Vehicle Loan, 365 days a year.
At CashDirect, we’re committed to helping you drive a greener future with our fast, paperless Green Car Loans. Whether you're in Sydney, Melbourne, or any other city in Australia, we offer reliable financing for electric vehicles without the need for a deposit.
Our streamlined application process ensures that once approved, your funds are transferred to your account within 60 seconds, any day of the week. With CashDirect, you can get behind the wheel of an eco-friendly vehicle faster than ever, promoting a cleaner and safer environment.
When you strike a deal to purchase that perfect car or any vehicle, at the perfect price – you need a funder in your corner who can quickly wrap up the deal. Cash Direct provides a simple Pre-Approval Process so you can shop confidently for your car or vehicle. Then when you strike the deal, we can help you make the payment with confidence and speed.
If you are at least 18 years old, earn income of $500 per week, have a phone and bank account – you can get a Cash Direct loan for your next Car or Vehicle purchase, with no deposit required.
What is a Centrelink Secured Car Loan?
Our Centrelink Secured Car Loans are designed to be affordable personal loans for larger amounts of up to $5,000, for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can typically offer secured car loans from $2,000 to $5000 based on your income level, and repaid over 1-3 years. You will need to show that you have validated and regular Centrelink income in your nominated bank account, and will require owning a car that is used as loan security.
To learn more about our Centrelink Loans, click here.
All Set? Get Started With Your Application
Apply NowWhy Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Secure the funds you need with deserved service.
Car loans without all the usual hassle and wait time.
Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey
01
Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
02
Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
03
With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
04
After selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
05
We fund the loan, often directly to the seller. You drive off!
Why thousands of people choose cashdirect
Australian Call Center
Express Cash for CD members
Affordable Repayments
100% Online Loans
All Set? Get Started With Your Application
Apply NowFrequently Asked Questions
View allYes! While most traditional residents require you to be a citizen or permanent resident, Cash Direct can offer car loans for those not yet a Permanent Resident, but have a valid temporary resident and working visa with at least 12 months remaining, and allowing work for at least 24 hours per week.
Yes, it can be. It allows you to secure the car now rather than save up. You want to stary enjoying and getting benefit from your car as soon as possible, and also to avoid higher costs of car rentals, uber and nuisance of public transports. Can also mean with a Pre-Approval you can quickly negotiate a favourable price. With a good payment history on the loan, it can also contribute to a stronger credit track record and history.
This can be a fairly quick process. At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps
Many lenders do charge an early exit fee on your loan. At Cash Direct we do not charge such fees. If you wish to pay extra to finish the loan sooner, or pay in full we offer those options. In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,
Car & Vehicle Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of vehicles.
.svg)
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
%201.svg)
%201.png)