Get Quick TV Loans with Cash Direct
Small Cash Loans from $200 to $2,000 paid within 60 minutes
Small Cash Loans from $200 to $2,000 paid within 60 minutes
The price of televisions has come down considerably in recent years, and often they are on sale at heavily discounted prices. So, often you can buy an affordable TV new or used. If you need to upgrade your TV screen or get a new one for you or a child in your family and don’t have the funds, Cash Direct can help with a simple short-term loan solution of between $200 and $2,000. You can also use our loan calculator to quickly estimate Centrelink loan options that suit your needs.
Examples of items you might buy with a TV Loan:
LED TV
Plasma TV
Large Screen TV
You’ll be able to buy your new TV immediately and repay the loan back over 6 months with affordable weekly or fortnightly payments.
To apply for a Television loan, simply click here to start your application.
We’ll then get in touch to finalise your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
A Cash Direct TV Loan is a small, personal cash loan from $500 to $5,000 designed to help you purchase a new television or other essential household items. The funds are paid directly into your bank account for you to use.
With Cash Direct, you can apply for a small cash loan between $500 and $5,000, depending on your individual circumstances and needs.
No, a key benefit of a Cash Direct loan is that there are no fees or penalties for paying off your loan early. This can save you money on interest.
Your loan from Cash Direct will have fixed repayments, meaning you'll pay the same amount each pay cycle, making it easier to budget.
You can apply online via the Cash Direct website. The process involves filling out a simple application form, receiving an outcome, and if approved, e-signing your contract.
To be eligible, you must be at least 18 years old, an Australian citizen or permanent resident, and receiving a stable regular income. Cash Direct specifically caters to pensioners and those on eligible Centrelink payments like the aged pension or disability support pension.
If your application is approved before 3:30 PM AEST on a banking day, Cash Direct can often transfer the funds into your account on the same day.
While it's called a TV Loan, the funds are versatile. Once the cash is in your account, you can use it for any legitimate purpose, such as other household appliances, car repairs, or medical bills.
Yes, Cash Direct markets its small cash loans specifically to Australian pensioners and individuals receiving eligible government benefits, provided you meet the other standard criteria.
Cash Direct highlights its fast funding (same-day potential), its focus on serving pensioners and Centrelink recipients, and its no-early-repayment-fee policy as key differentiators.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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