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Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
✅ Fast Approval Process | ✅ All Vehicle Types | ✅ Centrelink Friendly

Fast and Flexible Car Loans for Bad Credit in Adelaide

At CashDirect, we believe that bad credit shouldn’t prevent you from driving the car you need. In Adelaide, we offer fast, paperless car loans specifically designed for those with bad credit, providing a fair and easy solution. Our innovative loan process ensures that once approved, funds are transferred to your bank account within 60 seconds, any day of the week. Whether you’re looking for a new or used car, CashDirect is here to help you drive away with confidence.

If you have some bad credit history issues, we may still be able to help, so give us a call on 0488841177.

Remember, it will better to negotiate on price with a Cash Direct pre-approved car loan. To apply for a small car loan, simply click here to start your application. We’ll then get in touch to finalize your application.

We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.

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Why Thousands are choosing Cash Direct Loans

Easy. 100% Online Process

With our easy online process and digital signing, there is no more messy paper clutter!

Fast. OSKO payments in 60 Seconds

Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.

Membership. Get your own Cash Direct member account.

Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.

Recent Car Loan Reviews

Our car loans have helped thousands of people get their dream car

Secure the funds you need with deserved service.

Car loans without all the usual hassle and wait time.

Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey

01

Select a budget for Vehicle

Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.

02

Get Pre-Approval from Cash Direct

Get Pre-Approval from Cash Direct.  Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.

03

Shop Around.  Haggle and find your best deal.

With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.

04

Provide Vehicle and Seller Information

After selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.

05

Get your new car

We fund the loan, often directly to the seller.  You drive off!

*Car loans without all the usual hassle and wait time.

Frequently Asked Questions

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Can I get a Car loan if I have bad credit?

Yes, it is possible.  Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments.  Key things that lenders like Cash Direct will look at is:
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming

Is a car loan a good way to buy a used car?

Yes, it can be.  It allows you to secure the car now rather than save up.  Can also mean with a Pre-Approval you can quickly negotiate a favourable price.  With a good payment history on the loan, it can also contribute to a stronger credit track record and history.

Can I repay my car loans early or faster without extra fees?

Many lenders do charge an early ext fee on your loan.  At Cash Direct we do not charge such fees.  If you wish to pay extra to finish the loan sooner, or pay in full we offer those options.  In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,

How do I get Pre-Approval for a car loan?

This can be a fairly quick process.  At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps

Can I get a car loan with Centrelink Income?

Not always, but with Cash Direct we do provide Centrelink Friendly Car loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you.  With that, we can offer you a Pre-Approval to help you secure a car.  

How much I can borrow?

Depending on your income, credit score and other factors, you can get a loan amount starting from $2,000 to $25,000. Cash Direct will assess your situation and determine if the loan is suitable and affordable for you.  With that, we can offer you a Pre-Approval to help you secure a car.  

Frequently Asked Questions

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Car & Vehicle Loans We Offer at cashdirect

Providing a wide variety of flexible loan options for different types of vehicles.